Chattanooga Housing Authority

Public Housing Homeownership Program

Text Box: Step One: The first step in the PH Homeownership Program is a Family’s Interest in becoming a Homeowner.
Step Two: During the Family Orientation:
Complete FSS Paperwork
Needs & Resources Identified
Homeownership Plan Developed
Step Three: A Family Contract is agreed upon and signed by the Family & FSS Coordinator
The Contract is then Fulfilled through a Career Path.
The Career Path for fulfilling the contract involves:
Financial Goals, Credit Counseling, 4-6 wks of Homeownership Trainings Classes, Pre-Qualified and Moving into Homeownership
Step Four: Homeownership Participation – Questionnaire Signed
Homeownership Plan
Sample Path to Homeownership
Step Five: Preparing Family for Pre-Qualification:
Salary Range-$14,000-and up, Credit Status-525-and up, Looking for homes in their price range, and Working with the Mortgage Company
Step Six: Purchase of Home

For more information call: Tammy Parker, Public Housing Homeownership Coordinator  423-752-4473
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